In a nutshell I believe virtuous or fundamentally good believers in God go to Heaven, while fundamentally bad or evil people go to Hell regardless of their belief in God or any other deity.
For virtuous or fundamentally good pagans (read: basically anyone not apart of any Abrahamic religion), I believe they go to a purgatory of sorts. Which, despite what I think most people think, isn't an awful place. It's not a punishment really, it's a place basically like Earth, and you remain in purgatory until you redeem yourself in the eyes of the Lord. Which, I believe, is just a matter of wholly accepting Him as your Lord and Savior.
Although, if you think about it, purgatory would really be it's own special kind of Hell, wouldn't it. If it's like Earth, except you wont die of old age, then it sounds like **** could get monotonous. But I'm pretty sure Angels would be there to make sure you didn't go stir-crazy and start ****ing **** up.
Now, as for Heaven and Hell, those I believe are individually created, why? Because one persons Heaven may be another persons Hell. Although I'd like to think that while individuals have their own 'domains' of sorts, that they can go to a 'public area' of Heaven as well. As opposed to just being stuck in your own domain. I mean, that sorta sounds like Hell to me, being stuck in your own domain, no matter how perfect. But I really don't think we'd be denied access to seeing our loved ones in Heaven. Now in Hell, you probably would be... or maybe not, just to make the torture worse.
So if I were going to make examples, my domain in Heaven would change according to my whims, but the default would be a small, cozy, wooden cabin in the middle of a grassy plains, surrounded by the forest - with huge **** trees everywhere, and off in the distance there would be a lake, and there would be all sorts of harmless creatures around that I would take care of. Basically, a scene right from the humble beginnings of a Disney princess. Then, all of a sudden, a huge **** ****mothering dragon shows up and it's pissed off, but then I start rubbing its belly and it's like "****ing sweet I got a pet dragon".
In other words, it would be ****in' sweet. But would that be for everyone? No. But I'd also create artificial beings to spar with. I'd create conflict within my own domain for the sake of my own entertainment. And then I'd have a nice cup of soda with my defeated foes!
Yes... it's so perfect, I could cry.
Hell, on the other hand... I believe it pin points the things you fear the most then turns it up to 11 on you. Like me, I'm afraid of bugs and spiders... I can only fathom a fraction of what Hell itself could be capable of pulling off. Ugh... *shivers*
I also believe that for some either their ideal Heaven or their worst fear is nothingness, and therefore will cease to exist. In a manner of speaking at least. Maybe their consciousness lingers about in this nothingness, maybe not. Maybe these people get reincarnated and their consciousness is overwritten by the person or whatever they become, thus they cease to exist. Maybe not. On the other hand, 'nothingness' could be a Limbo of sorts.
I'm probably wrong though. I really have nothing to support any of this other than the line "one persons Heaven is another persons Hell", and vice-versa. So to me it makes logical sense to have an individuals Heaven or Hell shaped around their own individual selves.
But if I'm wrong then I might have to explore the whole 'ghost' thing. Because if I don't get to individually shape my own Heaven, then it's not really going to be Heaven for me. An ideal perfect place is different for everyone after all.
Now if there is just absolute nothingness then I guess I just wont ****ing care at that point since I'll cease to exist, wont I? But I prefer to be optimistic about the whole thing. While I think it's fun to speculate what the afterlife may be like, I only like 75% believe it and that's mostly because I hope it's true (or at least the Heaven and Hell parts... assuming I'm going to Heaven) as opposed to having any solid reason, or what I feel is a solid reason, to believe it. But I mean the idea ones Heaven and Hell is catered to who they are isn't a new idea or anything, I certainly didn't dream it up. I actually didn't consider it until this Atheist kid in my old Keyboarding class insisted upon debating with me since I was the only Christian person in class (and the only one he even knew), but he popped off something about a 'personal Heaven' being a plot to some movie and at first I was skeptical because I never figured something like that would be possible, but then I realized 'wait, it's God, He could make Heaven operate however He wanted' so I eventually told this guy that I thought it was possible, though it was my first time hearing about it.
So that's when I first got to thinking about it, eventually I looked into it more and found it wasn't an uncommon belief. There's even a TVTropes page for it... that's when you know it's well known.
But, yeah, that's it. Also, sorry, I can't disregard my religion since it is a fundamental part of my faith and helped to shape how I believe what the afterlife may be like.
FYI: If I offended anyone, trust me that wasn't my intention at all. I'm not saying "rawr! yer all gonna burn in hellz you paganz!" or something silly like that. I just believe in order to gain access to Heaven you must be fundamentally good, and must believe in God. If you're fundamentally good but do not believe in God then i don't believe you're punished for it, but you're not rewarded for it either. Also I think people who believe in God but who are fundamentally gray in the moral area end up in the same boat. Just to clarify that is.
I mean, I'm probably wrong, I'm just a mere mortal, I can't begin to guess about the afterlife for real since I cannot begin to fathom the mindset of God. In the end, I just have faith everything will work out in the end and for the better. And that's that~~