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  1. M

    Help with Loan MOdification Terms (HARP)

    RESPA requires that a bank acknowledges your "qualified written request" (complaint, inquiry) within twenty days and resolve it within 60 days. Here is an example of what would be considered a qualified written request...
  2. M

    Help with Loan MOdification Terms (HARP)

    http://www.occ.gov/news-issuances/speeches/2013/pub-speech-2013-28.pdf parts of the Consent Orders have numerous and significant requirements addressing loss mitigation and foreclosure prevention activities. These items require servicers to achieve and maintain effective loss mitigation and...
  3. M

    Help with Loan MOdification Terms (HARP)

    Don't forget that Aurora, Bank of America, Citibank, Goldman Sachs, HSBC, JPMorgan Chase, Morgan Stanley, MetLife Bank, PNC, Sovereign, SunTrust, U.S. Bank, and Wells Fargo are all under consent orders and have to prove to the OCC / FRB (their regulator) that they have corrected their...
  4. M

    Happy Birthday Ernie!

    Birthday bells, birthday bells, during Christmas time! May gifts and cake, fun and smiles fill your heart and mind! Happy Birthday!!
  5. M

    Coke rewards- wed. deal

    30 Points Free 12-Pack Sparkling Coupon
  6. M

    Maui, need ideas to do with kids

    If you have Costco membership it provided great savings on food & gas.
  7. M

    Suggestions for Day Trips w/DS 11

    Would like to take my son here at the end of July, had anyone seen coupons for this place?
  8. M

    Looking for vacation ideas for single parent of 2

    If you go the Disney route check Costco travel, I got a very reasonable rate on a hotel and Disney ticket package.
  9. M

    The Bachelorette

    Watching, my cousin is one of the bachelors.
  10. M

    So I owe my DH an apology..

    I had that in my Grand Prix but in the trunk. My husband took it to a local repair shop, some sealants were unsealed which they were able to fix fairly cheaply, would have to ask him for specifics.
  11. M

    HELP! Need refi advice ASAP Please!

    Sorry but don't have time to read all the responses. Your name can be on the deed and doesn't have to be on the note (mortgage) some times its because of credit issues. Your lender should be able to tell you why they left you off.
  12. M

    get together south suburbs?

    I haven't done too much couponing lately but would like to join in.
  13. M

    How do find info on deeds?

    If this is in Cook County, I would go to the Cook County Assessor's website http://www.cookcountyassessor.com/Property_Search/Property_Search.aspx to look for the PIN number by address. Take that number and you could see if your neighbors are paying less because the value of their home is less...
  14. M

    Fundraiser today at Culver's in Bridgeview, IL

    My son's school is doing a fundraiser today at Culver's in Bridgeview. 10% of sales go to his school. If you are in the area and would like to have dinner at Culver's (4pm-7pm) let me know and I can send you the coupon so that he gets credit. Thank you!
  15. M

    Kinsch Fall Fest

    Has anyone been to it? What did you think? Planning on hosting my son's 5th b-day party there. http://www.kinschflorist.com/festphoto.htm
  16. M

    Any good deals on tires?

    I'm a fan of costco when it comes to tires. The price they give includes everything and service (including rotation) for the life of the tire. from their website: Lifetime services include inflation pressure checks, tire balancing, tire rotations, as well as flat repairs.services include...
  17. M

    The most members online over 24 hours was 1,202, Yesterday at 09:14 PM.

    me either - going on a 2 week vacation and have been working 10-12 hour days the last 2 weeks to do it
  18. M

    When it rains, it pours

    :hug:
  19. M

    Happy Birthday Barb09!!!!

    Happy Birthday Barb. Hope it is a great one!
  20. M

    Please keep my family in your thoughts

    I am so sorry for your loss! You and your family are in my thoughts and prayers.
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