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Teen Pregnancy and Public Aid help........

newbee

newbee

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So we got the news that my DSD18, freshman in college, is going to make me a grandma at the ripe old age of 38. :) We've gone through all the feelings since it's not what we had wished for her, but all babies are a blessing and now we can move on to be excited. She was in serious denial for months and she just went to the Dr. to confirm it and is due January 3rd!! Yikes, 5 weeks to get ready for a little girl. One of which is any kind of services we can get for her to help her financially.

She is finishing her semester away at college, then she is coming home to have the baby and start community college next semester and get her old job back waiting tables. She will be covered under my husbands union insurance, however, the new baby will not be. I need to get her to apply for public aide to ensure the baby has some kind of health care coverage. Also, I had her make an appointment at WIC. They said she needed to bring 2 pay stubs from my husband since he carries DSD's health insurance.

So here are some questions if anyone has any insight for me. My husband and I make a comfortable living, however, he would not let me have a 2nd child because we could not "afford" it. (His words not mine) So we are going to help her, but, ultimately, she is responsible for raising this baby. That includes financially.

Does anyone know if she will be able to get financial support from the state to help support the baby even though she lives in our house?

Any thoughts would be appreciated.
 
I was unable (at 16) to get assistance because I lived in my parents home... I reapplied at 18 and same thing. My parents made too much $$. This was 16 years ago though... things may have changed since then.

ETA: Congrats on the new Grandbaby!
 
georgie said:
No clue. Sorry to not be any help. Did you just find out about this or have you known for a bit and just asking for some intel now?

Either way...... :huggy: I understand! And yes, babies are a blessing!
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Thanks!

Just found out :) but so did she!! She had herself in such denial that she didn't REALLY think until about 3 weeks ago that she was pregnant! She chalked up no period to stress and the weight gain to the "freshman 15". I asked her on 2 separate occasions if she was PG because of the weight gain. Not a lot but enough. It was an emphatic no. Needless to say, she was. So with the holiday week last week we had a hard time finding an OB that would see her on short notice let alone get any WIC info. She returned to school yesterday to finish the semester and will be back 12/16.

After the initial disappointment of how much harder this will be for her single and 18 than if she waited til she was older with a job and a husband. We are all excited and even my DH is adjusting.
 
MrsPiggy said:
I was unable (at 16) to get assistance because I lived in my parents home... I reapplied at 18 and same thing. My parents made too much $$. This was 16 years ago though... things may have changed since then.

ETA: Congrats on the new Grandbaby!
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Thanks Piggy!! I am looking forward to a baby, just wasn't looking at it this soon :)

I'm afraid things haven't changed much with the system in 16 years :) Not that I think that the state should support my DD and the baby forever, but some help would be great. Especially to cover the dr. bills.
 
I would say PM skincarekathy as she knows everything :lol:

But like Barb said you will have to have her set up as a "renter". And don't remove her from Dh's insurance, but don't mention it either. They will give her pregnancy medicaid and that ends at the 6 week check-up. she might qualify for more medical after the pregnancy medicaid because she has a young child, but I am not sure of the Illinois rule. What did they use to determine due date this far along? my first thought was that if they are going by ultrasound she could very well be further along and might give birth before she makes it home. My DS was born 12/15 and my due date was 12/31.

All you apply for will probably be after baby is born and definitely all you are approved for except WIC. She can sign up for WIC down there where she is and then not have to even deal with your Dh's info.
 
Thanks for all the thoughts Barb. I was thinking about the bold move of taking her off DH's insurance. But he said if worse case scenario and the baby is not covered, we would pay the hospital $50/month for the next 36 years. :) If I could just arrange a marriage between her and some young Navy recruit at Great Lakes then all the medical stuff would be taken care of :) They wouldn't actually have to know each other, just in name only!!! J/K!!
 
You can look at getting the hospital bill written off for charity care later, she would be a a good candidate, but baby will need vacines and things eventually so will need his own insurance.
 
That's funny you mentioned skincarekathy, she was the first one that came to mind. She does know everything!! :)

She goes to school in MI, so she has to do everything here.

They are basing her due date on measurements and US. Her OB said it was important to finish her semester so she didn't lose out (which I agree). He said worse case scenario, she delivers up there and is back in class in 3 days. He said she's healthy and shouldn't worry! (Easy for him to say)



mrs.melton08 said:
I would say PM skincarekathy as she knows everything :lol:

But like Barb said you will have to have her set up as a "renter". And don't remove her from Dh's insurance, but don't mention it either. They will give her pregnancy medicaid and that ends at the 6 week check-up. she might qualify for more medical after the pregnancy medicaid because she has a young child, but I am not sure of the Illinois rule. What did they use to determine due date this far along? my first thought was that if they are going by ultrasound she could very well be further along and might give birth before she makes it home. My DS was born 12/15 and my due date was 12/31.

All you apply for will probably be after baby is born and definitely all you are approved for except WIC. She can sign up for WIC down there where she is and then not have to even deal with your Dh's info.
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Congratulations!!!

There is something Illinois has called allkids, I think. Anyway, its health care for kids at a reduced rate or free depending on income. I'm guessing the baby would qualify for this program.
 
casagrande said:
Congratulations!!!

There is something Illinois has called allkids, I think. Anyway, its health care for kids at a reduced rate or free depending on income. I'm guessing the baby would qualify for this program.
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Unfortunately, if everything is based on our income she is not going to qualify for anything. So trying to establish her independence is the key. She is going to be supporting the baby. She even said she wants to pay her own car insurance and cell bill now. She wants to try and support herself, rental and utilities of course. :) Little steps in getting her ready for the real world and a single mom.

But I will definitely look into allkids.

Thank you.
 
dgmarie said:
And baby daddy is where in all of this?
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History..... he's a deadbeat!!! But I told her that when she was dating him!! They never listen.

The guy she is dating now is super awesome and super supportive. He wants to get a better job so he can help. But in the end if he decides to bail we can't hold it against him. It's a lot for a 20 year old to take on another guys baby.
 
newbee said:
Unfortunately, if everything is based on our income she is going to qualify for anything. So trying to establish her independence is the key. She is going to be supporting the baby. She even said she wants to pay her own car insurance and cell bill now. She wants to try and support herself, rental and utilities of course. :) Little steps in getting her ready for the real world and a single mom.

But I will definitely look into allkids.

Thank you.
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I would say you are fortunate...not unfortunate. Congrats!
 
Lauri said:
I would say you are fortunate...not unfortunate. Congrats!
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I know in the grand scheme of things we are. As I said, babies are a blessing. However, we need to get her to a place that she can support herself and the baby. I myself did not get to have another baby as I wanted to because my DH said we were not in a place financially to have another one. That is the unfortunate part for me.
 
newbee said:
The guy she is dating now is super awesome and super supportive. He wants to get a better job so he can help. But in the end if he decides to bail we can't hold it against him. It's a lot for a 20 year old to take on another guys baby.
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Thats great that she has him to support her even if it is just right now. Has she told the dad yet? he wouldn't happen to have a job with benefits :lol: But she will have to tell the Public aid office anyway so she has to find out info about him right now.

I just want to stress not mentioning your DH's insurance. She can stay on that for some time and it will help her in the coming years as she establishes herself. Medicaid will cover all the basics for the baby, but it is not as good for adults if God forbid she needs it for something. I would also consider since she is only going to be preggo for a few more weeks letting her go through a healthy start type program for the remainder of her care for the pregnancy as they are experienced with getting her on assistance quick and can move her around through the collaborations they have with various agencies quicker. It is all kind a game where if you can get assistance in one place it opens doors in many other places. She will nto get cash benefits probably and might not qualify for food stamps and the guidlines for a baby to get medicaid are not as strict as with adults.
 
Congrats!!! This baby will hopefully be a huge blessing for all of you. I was 17 when I had my first daughter and this situation sounds very similar. I was on my parents health insurance, and living with my parents. For these reasons, I was not able to get Medicaid or WIC because I was considered independent. I paid for private insurance for my DD. However, I applied at College of Lake County and was able to get grants that paid for all of my schooling and I even had left over money for living expenses (not much but it helped) I had an extensive interview with them and they determined that I was independent because I was working and my parents did not give me any additional money other than put a roof over our heads. Make sure if she is going there or somewhere similar that you keep pushing to get her qualified as independent.
I think healthcare has changed quite a bit too. Your DD may not be eligible, but her baby surely will be.
 
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